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Senior Credit Analyst/信用分析
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24-36万 北京、上... 本科 5-8年 招聘 3 人 预计佣金 5.4K 4天前发布
外包
JD基本信息
岗位职责
ob Description We are looking for a Senior Credit Analyst (Contractor) to join our Treasury organization based out of our APAC office. This role will be responsible for evaluating the creditworthiness of potential and existing customers, releasing orders from credit hold, partnering with sales team to acquire payments from customers and setting appropriate credit limits for customer exposures. This contractor position will provide crucial support to the treasury team during a period of growth and change. The role requires superior credit analysis skills, risk management experience, and the ability to assess complex financial situations, especially within a fast-paced industry. What you’ll be doing: • Analyze audited financial data to recommend credit limits, payment terms, and adjustments of credit decisions to senior management, following company policies and guidelines. • Collaborate with credit insurance providers or broker to secure appropriate coverage for customers and transactions, mitigating exposure to credit risk. • Coordinate Letters of Credit documentation to ensure compliance with credit policies and international trade regulations. • Communicate with the internal finance and sales teams, to ensure smooth credit processes. Approve and release credit limit for shipments based on the customer’s creditworthiness, projected accounts receivable balances to ensure timely and risk-managed delivery of goods. • Assist in resolving credit-related issues with customers, maintaining positive relationships. Monitor customer payment trends, aging reports, and overdue accounts to identify emerging credit risks and work to address them proactively. What we need to see: • Bachelor’s degree from a leading university in Finance, Accounting, Economics (or equivalent experience). Strong understanding of fundamental financial analysis, accounting principles, and credit-related regulations. • Proven experience of 5 to 10+ years in credit analysis or credit management, preferably in high-tech industries. • Familiarity with large transactions and complex financial structures. Strong attention to detail and ability to handle several tasks. • Advanced knowledge of Microsoft Excel and financial analysis software. Familiarity with ERP systems and data analytics tools. • Ability to work independently and prioritize your workload effectively. Proactive, adaptable, and willing to contribute to a fast-paced team environment. Ways to stand out from the crowd: • Master’s degree or professional certifications (e.g., CFA, CBA) are a plus. • Proficiency in credit risk management tools and financial systems (SAP). Solid problem solving, analytical and complex financial modeling skills. • Excellent communication and interpersonal skills with desire to build successful partnerships within all levels of the Company. • Extraordinary organizational skills, encompassing a very high attention to detail, a strong ownership ethic and intense focus on accuracy and accountability. Ability to plan and complete work priorities effectively.
任职要求
ob Description We are looking for a Senior Credit Analyst (Contractor) to join our Treasury organization based out of our APAC office. This role will be responsible for evaluating the creditworthiness of potential and existing customers, releasing orders from credit hold, partnering with sales team to acquire payments from customers and setting appropriate credit limits for customer exposures. This contractor position will provide crucial support to the treasury team during a period of growth and change. The role requires superior credit analysis skills, risk management experience, and the ability to assess complex financial situations, especially within a fast-paced industry. What you’ll be doing: • Analyze audited financial data to recommend credit limits, payment terms, and adjustments of credit decisions to senior management, following company policies and guidelines. • Collaborate with credit insurance providers or broker to secure appropriate coverage for customers and transactions, mitigating exposure to credit risk. • Coordinate Letters of Credit documentation to ensure compliance with credit policies and international trade regulations. • Communicate with the internal finance and sales teams, to ensure smooth credit processes. Approve and release credit limit for shipments based on the customer’s creditworthiness, projected accounts receivable balances to ensure timely and risk-managed delivery of goods. • Assist in resolving credit-related issues with customers, maintaining positive relationships. Monitor customer payment trends, aging reports, and overdue accounts to identify emerging credit risks and work to address them proactively. What we need to see: • Bachelor’s degree from a leading university in Finance, Accounting, Economics (or equivalent experience). Strong understanding of fundamental financial analysis, accounting principles, and credit-related regulations. • Proven experience of 5 to 10+ years in credit analysis or credit management, preferably in high-tech industries. • Familiarity with large transactions and complex financial structures. Strong attention to detail and ability to handle several tasks. • Advanced knowledge of Microsoft Excel and financial analysis software. Familiarity with ERP systems and data analytics tools. • Ability to work independently and prioritize your workload effectively. Proactive, adaptable, and willing to contribute to a fast-paced team environment. Ways to stand out from the crowd: • Master’s degree or professional certifications (e.g., CFA, CBA) are a plus. • Proficiency in credit risk management tools and financial systems (SAP). Solid problem solving, analytical and complex financial modeling skills. • Excellent communication and interpersonal skills with desire to build successful partnerships within all levels of the Company. • Extraordinary organizational skills, encompassing a very high attention to detail, a strong ownership ethic and intense focus on accuracy and accountability. Ability to plan and complete work priorities effectively.  bachelor’s degree or above from top China universities  good English oral and written command, CET-8 preferred  China Bar  Highly motivated and faster learner  Solution oriented personality with good communication skill  interest in IT industry and AI topics
所属行业:
半导体
职能分类:
法务专员/助理
工作城市:
北京,招聘1人,详细地址:财富金融中心上海,招聘1人,详细地址:上海市浦东新区申江路5709号深圳,招聘1人,详细地址:深圳市南山区高新南九道9号威新软件科技园
职位要求
学历要求:
本科·统招
工作年限:
5-8年
技能/证书:
-
薪资福利
年薪范围:
24-36万*12薪
薪资福利:
五险一金、商业保险,先短期6个月,看情况续签
团队架构
所属部门:
-
下属人数:
-
部门架构:
-
汇报对象:
-
职级职称:
-
面试信息
面试轮次:
2轮
面试流程:
-
视频面试:
可以接受